One control plane.
Payments end to end.
Modern PayEngine governs the decisions that matter — funding, FX decision points, approvals, and payout authorization — while execution routes through trusted local banks and licensed partners. You keep your ERP, HRIS, and payroll inputs exactly as they are.
This is a layered architecture: a single governed operating layer above execution, with wallet and resilience capabilities available wherever the operating environment demands stronger continuity and assurance.
Architecture at a glance
Inputs: ERP / HRIS / Payroll
Control plane: funding + FX + approvals + release
Execution: local banks + licensed partners
Wallet layer: Balance (worker access + remittance)
Resilience layer: satellite-informed assurance
Designed for regulated, mission-critical operations — including environments where terrestrial connectivity is intermittent, constrained, or degraded.
1) Keep enterprise systems in place
Maintain existing ERP, HRIS, and payroll workflows. Modern PayEngine integrates alongside your stack to add governance and control over payment execution — without forcing a rip-and-replace.
2) Govern payment decisions centrally
Define policy and permissions, maker-checker approvals, FX decision points, lifecycle states, and controlled release. Maintain audit-grade visibility across regions, entities, and payout corridors.
3) Route execution through the right rail
Settle through trusted local banks for domestic flows and licensed partners for cross-border payouts. Stay provider-agnostic while operating through a single governed layer.
4) Extend to workers when it drives outcomes
Add Balance for worker access and remittance: faster access to earnings, corridor-by-corridor rollout, and employer-grade controls — without changing the enterprise operating model.
5) Strengthen integrity where assurance matters
Apply additional trust controls for higher-risk flows: stronger integrity guarantees, clearer authorization, and tighter auditability for sensitive operating environments.
6) Outlast networks without changing rails
Satellite-informed resilience strengthens critical control moments — approvals, authorization, and release — so decision authority can persist when terrestrial infrastructure is degraded, congested, or unavailable.